| Value | Category | Cases | |
|---|---|---|---|
| 1 | Insufficient collateral | 6 |
30%
|
| 2 | Incomplete documentation | 3 |
15%
|
| 3 | Lack of connections (relations & networks) | 4 |
20%
|
| 97 | Other | 5 |
25%
|
| 98 | Don't know | 2 |
10%
|
| Sysmiss | 70616 |